Next-gen AMD Opteron chips to feature up to 32 cores

Next-gen AMD Opteron chips to feature up to 32 cores

Advanced Micro Devices currently commands less than two per cent of the world’s server CPU market, but next year it plans to start recapturing its share from Intel Corp. with new Opteron microprocessors based on “Zen” micro-architecture. According to a media report, AMD’s next-gen server chips offer unprecedented amount of cores and should be pretty competitive.

AMD’s highest-performing Opteron microprocessors due next year will integrate 32 cores with simultaneous multithreading technology, according to a report from Fudzilla. Each core will feature 512KB L2 cache (16MB L2 cache in total) and the whole chip will also sport 64MB of unified L3 cache. The central processing unit is also projected to have eight DDR4 memory channels capable of handling 256GB of memory per channel.

amd_opteron_6300_g34

At present it is unclear whether the upcoming many-core AMD Opteron products will be monolithic, or will use multi-chip-module (MCM) design like today’s server processors from AMD.

The upcoming AMD Opteron processors will rely on brand-new platform with a new core-logic set. The chipset is projected to support PCI Express 3.0, Serial ATA, four 10Gb Ethernet controllers and so on.

AMD did not comment on the news-story.

 

Source: http://www.kitguru.net/components/cpu/anton-shilov/next-gen-amd-opteron-chips-to-feature-up-to-32-cores/

Apple Acquires High-End GPS Startup to Save Maps

In its latest move to improve its Maps platform, Apple has acquired GPS hardware and software startup Coherent Navigation. Coherent specialized in GPS-based navigation products and services that leveraged data from satellite network Iridium. Along with other recent Apple acquisitions, this pickup suggests an upcoming major revision to Maps, which comes standard on Macs, iOS devices and the Apple Watch.

Coherent products were built for both consumers as well as the U.S. government and military. Company co-founder Paul Lego now bills himself as a member of the Apple Maps Team on his LinkedIn profile, where he stated that Coherent was “a commercial high-precision navigation service.” If Apple Maps could describe itself with similar confidence, it could go a long way in catching up to Google Maps.

Apple Maps had such a poor and rocky launch, company CEO Tim Cook wrote a public apology for its failings a week after it was released in 2012. Ending a partnership that used Google Maps inside of Apple’s own solution, the original version of Apple Maps became a point of frustration because of its inaccuracy. Once Google Maps made it back to iOS as a standalone app, Maps-integrated apps began offering an option for users to use Google’s option instead, since Apple Maps was built on so little data in comparison.

Apple’s recent maps-based hires include developers of such apps as Pin Drop, Locationary, WifiSLAM, HopStop, Embark and Broadmap. AppleInsider suggests that all of this new talent points to a relaunch of Maps at WWDC this June. If the new Apple Maps can provide stronger accuracy and its long-expected mass transit directions, it just might be able to direct a few users away from Google Maps.

 

Source: Toms Hardware

http://www.tomsguide.com/us/apple-maps-ios-9-coherent,news-20939.html

17 Tips to Help You Master Microsoft OneDrive

BY ERIC GRIFFITH

FEBRUARY 3, 2015

Microsoft has a problem when it comes to sticking with product names. With the exception of Windows and Office, it seems to re-brand everything it offers every few years. Sometimes it’s arbitrary (at least to customers). Sometimes it’s because of legalities.

Take FolderShare, for instance, which was acquired by Microsoft in 2005 and promptly renamed Windows Live FolderShare—because everything was called “Live” back then. In the years since, it has been Windows Live Mesh, Essentials, Live Folders, and SkyDrive.

SkyDrive is a great name, but it was taken. Sort of. Microsoft got sued in the U.K. by broadcaster BSkyB for using the word “Sky.” A court agreed that it infringed a trademark, and Microsoft had to rebrand again. In keeping with other products like OneNote and Xbox One, it went with OneDrive.

OneDrive really should be a bigger name than it is. But Microsoft isn’t as synonymous with cloud/sync as Dropbox or Google Drive. The latter has the excellent integration of Docs and Sheets for online editing, but OneDrive has something arguably better: full integration with Office Online (formerly Office Web Apps; see what I mean about renaming?). Office Online houses the online versions of Microsoft Word, Excel, PowerPoint, and OneNote. Plus, OneDrive is integrated directly with Windows 8.1—no utility needed. All it takes to access OneDrive is a Microsoft account. The service will sync files between all your Windows and Mac computers, which you can access online via mobile apps and the Web.

OneDrive is a favorite of PCMag analysts. It also made a big splash announcingunlimited online storage for those with Office 365 Home ($99.99/year), Personal ($69.99/year), or University ($79.99 for four years). That’s not exactly free, but does include full access to install and use all the Microsoft Office products, so think of OneDrive as a bonus. Limitless cloud storage is coming for OneDrive for Business in 2015.

That unrestricted storage is up from 15GB, which is still available to non-Office 365 subscribers. The only other service that comes close is Google Drive’s unlimited storage for education users. Files stored with OneDrive can also now be as big as 10GB, up from 2GB. (Dropbox file size is unlimited.)

But…so what? Lots of storage, you install the software to sync your files (or just turn it on in Windows 8), so you set it and forget it, right? You shouldn’t. There’s a lot more to OneDrive than that. Check out our list of tips in the slideshow. You’ll get the scoop on exactly what you need to take full advantage of a service thatcould be named Windows Live SkyFolderShareMeshDrive… but thankfully, is not.

Intel Compute Stick

Intel Compute Stick

Original article can be found here.

Intel Compute Stick

  • PROS
  • A full Windows PC for $150. As small and light as a candy bar. Plugs directly into an HDMI port in a monitor or HDTV. Can add storage via microSD. Has 802.11 b/g/n Wi-Fi and Bluetooth. Quiet.
  • CONS
  • Just 19GB of storage available. Only one USB port. Incompatible with some USB 3.0 hard drives. Need a USB mouse to initially set up Bluetooth devices. Requires included HDMI extension cable in tight quarters.
  • BOTTOM LINE
  • The Intel Compute Stick is a full Windows PC that fits in the palm of your hand and can be used with any HDMI-equipped display. It’s $150, easy to set up, and is the most portable computer you can buy.

BY JOEL SANTO DOMINGO

A PC you can fit into the palm of your hand? That’s been a pipe dream for most computer manufacturers. But it looks like Intel is setting up to change the technology landscape with its Compute Stick ($150 as tested), a complete Windows 8.1 small-form-factor (SFF) desktop PC that’s not that much bigger than a USB flash drive. You set it up simply by plugging it into any display that has a free HDMI-in port, from the 22-inch monitor on your desk to the 80-inch HDTV mounted on your rec room wall. It uses the same energy-efficient technology that powers laptops and tablets, like the E-Fun Nextbook 10.1$179.00 at Walmart and theToshiba Encore 2 Write$434.65 at Amazon, albeit without a built-in screen. It won’t win any speed records, but at $150, it’s almost an impulse buy. The Compute Stick is a game changer, and easily earns our Editors’ Choice nod for innovation.

Design
The Compute Stick$664.00 at B&H Photo-Video is an extension of the work Intel has done with system on chip (SoC) technology. In essence, the many motherboard chips that would have been installed on a larger PC are built into the Compute Stick’s Intel Atom Z3735F processor instead. This simplifies construction, and the result is a PC built into a black, plastic, rectangular chassis measuring approximately 0.5 by 4 by 1.5 inches (HWD) and weighing a mere 1.9 ounces. It’s a little longer than the 3.40-by-2.2-inch Raspberry Pi 2 Model B$41.74 at Amazon, not including the embedded connectors, but adding an outer case to the Raspberry Pi 2’s bare motherboard will even out the difference quickly. Portable external solid-state drives (SSDs) like the Monster Digital Overdrive mini (512GB)$297.23 at Amazon are closer in comparable size and weight. There are a couple of vents to cool the system, but it essentially looks like a large USB memory stick with an HDMI plug instead of a USB connector. And there’s a prominent white ‘Intel Inside’ logo.


Wait, This Isn’t Windows to Go?
You may ask how the Compute Stick is different from Windows to Go (WTG) drives like the similarly priced Spyrus WorkSafe (64GB). Both let you take your PC work environment with you in your pocket. However, WTG drives need to be plugged into a PC of some kind to work, and that host PC then runs the copy of Windows on the drive. The Compute Stick is a self-contained desktop PC that has its own 2GB of memory, Atom processor, and 32GB eMMC Flash storage (which is analogous to an SSD). With a WTG drive, you have to buy and install a copy of Windows on the drive yourself, while the Compute Stick comes with Windows 8.1 pre-loaded. A $110 Ubuntu Linux version of the Compute Stick with 1GB of memory and 8GB of storage is coming in June 2015, according to Intel, while this Windows 8.1 model goes on sale at the end of April.

Intel Compute Stick

Features and ConnectivitySince the Compute Stick is so small and weighs only a couple of ounces, it’s even more portable than a tablet or external hard drive. To use it, you just have toslide the system’s built-in HDMI connector into a free HDMI port on a computer monitor or HDTV. You may need to use the included HDMI extension cable in tight quarters, but as long as you have enough space behind your display, the system is light enough to attach permanently. Connect the included AC adapter to the micro USB port on the stick, and you can then power it on. This is a lot easier than the hobbyist-oriented Raspberry Pi 2 Model B, which needs a separate HDMI cable, a power supply, and a case to protect its circuits from prying fingers.

Other ports are limited to a security notch (so you can lock the system down with a cable), a single USB 2.0 port, and a microSD slot. You can connect a USB wireless dongle, a wired keyboard, or a mouse to the USB port, or use Bluetooth to connect a wireless keyboard set. You’ll have to buy the keyboard or mouse separately or reuse a set you have lying around the house or office, since none are included with the system. We used the Microsoft All-in-One Media Keyboard$25.04 at Amazon(with its USB dongle) and Microsoft Arc Touch Mouse Surface Edition$62.00 at Amazon (via Bluetooth) without issue. You will have to connect a USB mouse of some kind to pair a Bluetooth keyboard and mouse, since the Compute Stick doesn’t automatically search for for devices during initial setup. Besides Bluetooth, the Compute stick is equipped with 802.11b/g/n Wi-Fi for wireless connectivity.

Intel Compute Stick

The 32GB of storage doesn’t seem like a lot, and there is only about 19.3GB free given Windows 8.1 and its recovery partition. The most convenient way to add more storage (up to 128GB) is via the microSD slot. You can also use the Compute Stick with cloud storage and services like BoxFree at Amazon,DropboxFree at iTunes, Google DriveFree at iTunes, and Microsoft OneDrive. If you’ve paired a Bluetooth keyboard and mouse, the USB port will be free, allowing you to connect external storage. Just make sure the USB stick is light or that the hard drive’s cable is long enough that the drive is supported on another surface like a tabletop to avoid putting on extra weight and stress on the HDMI connector on your display. The USB port on the Compute Stick worked with most drives we tested, like a couple of random giveaway USB memory sticks, the Fujitsu HandyDrive (400GB) , and the Monster Digital Overdrive mini. However, the system couldn’t use the G-Technology G-Drive Mobile$139.95 at Amazon because the drive’s power drain was too high for the USB port.

How Is it in Action?
Intel includes the 32-bit version of Windows 8.1 on the Compute Stick. While that blocks out 64-bit programs (more on that later), the majority of Windows programs will load successfully. The system can also run any Windows-based browser plug-in, including extensions for Internet Explorer, Chrome, Firefox, and Opera. In comparison, Chrome-OS-equipped systems like the Asus Chromebox M004U$159.99 at Amazon and the upcoming Asus Chromebit USB stick can’t run Windows programs and plug-ins natively.

Viewing streaming videos using the Compute Stick is smooth. In testing, the system woke from sleep in a couple of seconds after I tapped the Microsoft All-in-One Media keyboard, and all of the keyboard’s media controls worked perfectly. We watched 480p, 720p, and 1080p videos from Amazon Prime, Hulu, Netflix, and YouTube. Frame rates are smooth, though a critical eye will notice the occasional stutter or missed frame. That’s as good as watching a video on larger, inexpensive desktops like the Lenovo IdeaCentre Q190 (57327830)$249.99 at Lenovo or theZotac Zbox CI320 nano Plus Windows 8.1 With Bing$262.73 at Amazon. Since the Atom processor doesn’t need a fan, the system is quiet.

 

Performance
With only 2GB of memory and an Intel Atom Z3735F processor, the Compute Stick’s benchmark test results are understandably on the low side. The system’s score of 1,414 points on the PCMark 8 Work Conventional test is lower than systems with a Celeron processor, like the Lenovo Q190 (1,912) and Zotac Zbox CI320 nano plus (1,496), and way behind Core i3- and Core i5-equipped desktops like the Acer Aspire ATC-605-UB11$812.99 at Amazon(3,017) and the HP Pavilion miniBest Price at Amazon (2,273).
The 2GB of memory prevents the Compute Stick from completing our Adobe Photoshop test, and the 32-bit Windows 8.1 OS means the system can’t run the 64-bit CineBench R15 test. The Compute Stick was able to complete the Handbrake test in 8 minutes, 20 seconds, which was six minutes slower than the Acer ATC-605-UB11 budget desktop (1:47). Single-digit frame rates on our Heaven and Valley 3D gaming tests looked like slideshows. The Compute Stick is sufficient for everyday PC tasks and for viewing videos and browser games, rather than anything strenuous like playing Call of Duty 12.

Conclusion
The Intel Compute Stick lets you carry a Windows PC in your pocket. At about $150, the system offers healthy competition for Chrome-OS-based desktops like the Acer Chromebox CXI-4GKM$215.99 at Amazon and the Asus Chromebox M400U. It’s certainly more compatible with your older Windows programs and browser plug-ins than the Chromeboxes. It costs $100 less than the Dell Inspiron Small Desktop 3000 Series (3646)$249.00 at Dell, the Lenovo Q190, and the Zotac Zbox CI320 nano plus, but it lags those three more traditional desktops in terms of connectivity and upgradability.

Would I buy one? The answer is a resounding yes. The Intel Compute Stick is less expensive than a Chromebox, and it’s more usable than hobbyist systems like the Raspberry Pi 2, which requires a lot more leg work to get up and running. The Compute Stick doesn’t neatly fit into any of our existing desktop PC categories; instead, it shakes up the landscape, and ushers in an exciting new direction for computers in general, all for a very affordable price. As such, it earns our Editors’ Choice.

IBM, Fujifilm cram 220TB of data onto tape-based storage that fits in your hand

IBM and Fujifilm have figured out how to fit 220TB of data on a standard-size tape that fits in your hand, flexing the technology’s strengths as a long-term storage medium.The prototype Fujifilm tape and accompanying drive technology from IBM labs packs 88 times as much data onto a tape as industry-standard LTO-6 (Linear Tape-Open) systems using the same size cartridge, IBM says. LTO6 tape can hold 2.5TB, uncompressed, on a cartridge about 10 by 10 centimeters (4 by 4 inches) across and 2 centimeters thick.

The new technologies won’t come out in products for several years and may not be quite as extreme when they do, but the advances show tape can keep getting more dense into the future, said Mark Lantz, manager of IBM’s Advanced Tape Technologies Group.

Tape is already the least expensive storage medium per bit, easily beating spinning hard disks or solid-state drives. The trade-off is slower retrieval time—about a minute—but this makes tape perfect for archiving large amounts of infrequently used data, Lantz said. IBM thinks it’s perfect for cloud storage and is working on other advances toward that end, such as an object-storage interface. The interface could make tape systems work with cloud object storage systems such as OpenStack Swift, IBM says.

But the core advantages of tape all come back to density, and the technology IBM is demonstrating this week at the National Association of Broadcasters show in Las Vegas boosts this in several ways. The tracks on the tape are narrower, the heads are smaller, and even the particles of barium ferrite that store each bit are finer. All are now measured in nanometers, so the movement of the heads has to be more precise, too. It’s accurate to within less than 6 nanometers, IBM says.

The density of tape storage doubles about every two years, and that’s likely to continue over the next decade, Lantz said. But innovations take a while to get from labs to enterprises. For example, tape technologies IBM developed in 2007 are hitting the market only now. It’s likely the latest prototypes will take about as long, counting both development and product design, he said.

Source:
http://www.pcworld.com/article/2908652/ibm-fujifilm-show-tape-storage-still-has-a-long-future.html

Innodisk Prepares For Intel Skylake Processors With New DDR4 Modules

Flash and DRAM company Innodisk announced new DDR4 memory modules specifically for Intel’s upcoming Skylake Platform. The DDR4 modules announced include both DIMM and compact SO-DIMM module types and are manufactured for use in industrial environments. Skylake processors, set to be released sometime in Q3 2015, will still be backwards compatible with DDR3 modules.

Innodisk made sure to point out the advantages its DDR4 modules will have over other DDR3 sticks in industrial settings. According to Innodisk, “The new unbuffered long DIMM and compact SO-DIMM memory offerings will feature significantly lower power consumption and higher performance than comparable DDR3 modules.”

When compared to common DDR3 SDRAM modules, Innodisk claims a 30 percent increase in performance and a 20 percent reduction in power consumption. Each module contains a thermal sensor that can provide temperature information for individual module monitoring. Additionally, each module is covered with a conformal coating to help prevent minor environmental damage, an obvious risk when placed into industrial environments, and it uses the extra thick 30u Golden Finger connector.

All modules run at a frequency of 2133 MHz at 1.2V and are available in either 4 GB or 8 GB sticks. The two server modules are ECC (error-correcting code) unbuffered memory, while the other two are non-ECC unbuffered memory. All modules are compliant with JEDEC Solid State Technology Association memory standards.

 

Source:

http://www.tomsitpro.com/articles/innodisk-ddr4-memory-module,1-2516.html

HGST Displays Industry’s First 10 TB HDD and NVMe SN100 PCIe SSDs

HGST is displaying the world’s first enterprise-class 10 TB HDD and the NVMe SN100 Series PCIe SSDs at the 2015 OCP U.S. Summit. The OCP (Open Compute Project) strives to design the most efficient server, storage and datacenter hardware for scalable computing applications, and the 2015 U.S. Summit is March 10-11 in San Jose, CA. The two HGST products are polar opposites in terms of overall performance and use cases.

The 10 TB HDD utilizes SMR (Shingled Magnetic Recording) in tandem with HelioSeal technology to offer unprecedented density. SMR overlays the tracks on the surface of the platter, much like shingles on a roof, to deliver an incredible density boost. Hermetically sealing the HDD and filling it with helium reduces drag and head flutter, which allows more platters per drive. The host-managed SMR/helium tandem provides the lowest dollar per TB and Watts per TB in the industry. SMR can slow performance, particularly when writing to the drive, and it works best for cold-to-cold storage, active archive, cloud storage and internet media. SMR drives will also be a key component to HGST’s Active Archive Platform.

 

NVMe is a hot topic as flash continues its meteoric rise in the datacenter. NVMe is a refined PCIe interface specification designed for use with non-volatile memories, such as NAND or the forthcoming PCM and MRAM. Increased performance and lower overhead are the big attractions of NVMe, but industry-standard whitebox drivers and a standardized feature set are other attractive features.

HGST’s Ultrastar SN100 SSDs offer up to 3.2 TB of capacity in the HHHL (Half-Height Half-Length) add-in cards and 2.5″ drive form factors. The high-powered flash additives are geared for cloud, hyperscale and enterprise computing applications, including OLTP, OLAP, HFT and virtualization platforms.

Details are scant on the architecture of the new HGST speedsters, but we do know the SN150 HHHL card comes in 1,600 GB and 3,200 GB capacities, and the diminutive 2.5″ SN100 hotrods come in 800, 1,600 and 3,200 GB capacities. HGST has a broad and proven software portfolio that offers innovative HA clustering and caching features, much like those seen with FlashMAX PCIe SSDs and Virident software solutions. We expect many of those same features will work well with the new SN100 Series.

 

Source:

http://www.tomsitpro.com/articles/hgst-ultrastar-10tb-hdd-nvme,1-2491.html

Microsoft is building a new browser as part of its Windows 10 push

There’s been talk for a while that Microsoft was going to make some big changes to Internet Explorer in the Windows 10 time frame, making IE “Spartan” look and feel more like Chrome and Firefox.

It turns out that what’s actually happening is Microsoft is building a new browser, codenamed Spartan, which is not IE 12 — at least according to a couple of sources of mine.Thomas Nigro, a Microsoft Student Partner lead and developer of the modern version of VLC, mentioned on Twitter earlier this month that he heard Microsoft was building a brand-new browser. Nigro said he heard talk of this during a December episode of the LiveTile podcast.

Spartan is still going to use Microsoft’s Chakra JavaScript engine and Microsoft’s Trident rendering engine (not WebKit), sources say. As Neowin’s Brad Sams reported back in September, the coming browser will look and feel more like Chrome and Firefox and will support extensions. Sams also reported on December 29 that Microsoft has two different versions of Trident in the works, which also seemingly supports the claim that the company has two different Trident-based browsers.

However, if my sources are right, Spartan is not IE 12. Instead, Spartan is a new, light-weight browser Microsoft is building.

Windows 10 (at least the desktop version) will ship with both Spartan and IE 11, my sources say. IE 11 will be there for backward-compatibility’s sake. Spartan will be available for both desktop and mobile (phone/tablet) versions of Windows 10, sources say.

Spartan is just a codename at this point. My sources don’t know what Microsoft plans to call this new browser when it debuts. The IE team hinted during a Reddit Ask Me Anything earlier this year that the team had contemplated changing the name of IE to try to get users to realize the much more standards-compliant IE of today is very different from older, proprietary versions of IE.

Microsoft may show off Spartan on January 21 when the company reveals its next set of Windows 10 features. But my sources also aren’t sure if Spartan will be functional enough for inclusion in the Windows 10 January Technical Preview and mobile preview builds that are expected to be available to testers in early 2015. It may not show up in the test builds until some point later, they say.

Will Microsoft end up porting the Spartan browser to Android, iOS and/or any other non-Windows operating systems? I’m not sure. The IE team said a few months back that Microsoft had no plans to port IE to any non-Windows operating systems. But Spartan isn’t IE. And these days, Microsoft is porting much of its software and services to non-Windows variants. So I’d say there’s a chance that this could happen somewhere down the line ….

 

Source: Zdnet

http://www.zdnet.com/article/microsoft-is-building-a-new-browser-as-part-of-its-windows-10-push/

Report: U.S. Believes North Korea Behind Sony Pictures Hack

U.S. officials think Pyongyang’s hacking team orchestrated the cyberattack, The Wall Street Journal reports.

 

United States investigators have concluded that North Korea orchestrated the late November network intrusions that compromised sensitive personal data for tens of thousands of Sony Pictures employees, according to The Wall Street Journal.

Officials are “still gathering evidence and are trying to build a clearer picture of who directed the hacking and how,” the Journal stated, citing unnamed sources “familiar with the investigation.”

ABC News also reported earlier on Tuesday that U.S. officials believed an elite North Korean hacking unit was behind the attack. Investigators traced the intrusions into Sony’s computer network, saying they were “routed through a number of infected computers in various locations overseas, including computers in Singapore, Thailand, Italy, Bolivia, Poland, and Cyprus,” ABC News reported.

Revelations about the scope of the Sony Networks hack appeared in early December when unknown hackers calling themselves the “Guardians of Peace,” or “GOP,” began posting stolen files to the Internet. Among the private data that was stolen and posted online were some 47,000 Social Security numbers belonging to Sony employees—and famous Hollywood stars.

The Journal reported that U.S. investigators “strongly suspect” that the attack was carried out by a North Korean government-backed hacking group known as Unit 121, or alternatively as Bureau 121, which is part of the government’s General Bureau of Reconnaissance and is believed to have been behind cyber attacks aimed at South Korea.

Earlier this month, Re/code reported that North Korea was behind the attack, but thus far, Sony and its security consultants have pointedly refused to confirm that, while North Korea has denied its involvement.

The Journal reported that U.S. officials were concerned over the diplomatic implications of revealing their findings in the Sony hack investigation.

“Within the U.S. government, there has been an internal debate in recent days about when and how to … reveal that belief publicly, because doing so could complicate relations with Japan, and raises the difficult question of how the U.S. should respond to an aggressive act by a foreign government,” the newspaper reported.

The supposed motive for North Korea was anger over The Interview, a Sony Pictures comedy in which bumbling journalists are enlisted by the CIA to assassinate North Korean leader Kim Jong-un.

Earlier this week, the GOP tied the Sony hack to outrage over The Interview.

An email purportedly sent by the Guardians of Peace warns moviegoers to “remember the 11th of September 2011,” and threatens a “bitter fate” to those who attend screenings of The Interview, which is slated to open on Dec. 25 in the United States—though Sony has reportedly considered cancelling that launch date in light of the threats.

The message, published by Fusion.net, was posted on Pastebin and was “accompanied by links to torrent files, similar to the batches sent out on several prior occasions,” Fusion.net said.

 

http://www.pcmag.com/article2/0,2817,2473854,00.asp

The First 3 Things You Must Do if Your Identity is Stolen

Shred sensitive documents, power up your passwords, stay alert for frauds—these are all good ideas. But even if you do everything possible to stop attempts at stealing your identity, there’s always a chance you’ll take a hit. Maybe you slipped up, or maybe the breach was totally out of your control. No matter how it happened, the moment you realize you’ve been hit with identity theft, there are three things you need to do immediately.

1. Place a Fraud Alert
The Federal Trade Commission offers a fantastic resource for victims of identity theft. It’s also a useful site for those who simply want to know more about the problem and its solutions. According to the FTC, your very first step is to place an initial fraud alert with one of the three big credit reporting agencies: Equifax,Experian, or TransUnion. You only have to place the alert with one of them; the one you choose will pass along the alert to the others. However, the FTC recommends that you confirm that your information should be shared.

Placing this initial fraud alert makes it harder for the thief to set up new accounts in your name. Before extending new credit, a business must contact you and verify your identity. After 90 days, the fraud alert expires. Information from the FTC suggests marking the expiry date on your calendar, so you can renew it if you haven’t resolved your identity problems.

2. Order Credit Reports
You probably know that you’re entitled to an annual free credit report from each of the three agencies. Placing the fraud alert on your file entitles you to a set of three reports even if it hasn’t been a year since your last request.

Don’t go to annualcreditreport.com for this request, and definitely don’t go to one of the look-alike sites that try to make you pay for free reports, or try to steal your identity. You’ll need to contact the three agencies directly. They’ll be able to see that you did indeed file a fraud alert, and will then release the report.

3. File an Identity Theft Report
Identity theft has been a federal offense since 1998. It’s a crime, and you should report it to the police, but there’s more you can do to protect yourself. By combining a government affidavit about the crime with that police report, you create an official Identity Theft Report, which gives you certain important rights.

Fill out an identity theft complaint on the FTC’s website, and include all the details that you know about what happened. When you’ve finished, print the resulting affidavit and take it along when filing the police report.

The report will help you recover from identity theft. It allows you to have fraudulent data removed from your credit report. If businesses are breathing down your neck about collecting debts you didn’t incur, it can put them on hold and prevent them from selling the debt to a collection agency. And you may be able to get information about accounts the thief opened in your name.

You can also place an extended fraud alert, which is a level up from the initial fraud alert mentioned earlier. This alert gets you two free credit reports per year from the three agencies, and it enjoins them to take your name off marketing lists for prescreened credit cards for five years. This is not the same as a credit freeze, which blocks all access to your credit report but generally requires a small payment to each of the agencies.

Going Forward
Taking these three steps as soon as possible should limit the damage an identity thief can do, but it’s only the beginning. The FTC suggests keeping a log of every communication related to your identity theft, whether it’s via mail, email, or phone. You’ll definitely get a lot of use from the agency’s Repairing Identity Theft instructions. Among other things, you can find sample letters and forms, a statement of victims’ rights, and instructions for repairing your credit. Identity theft is definitely a violation, but by following the correct steps you can limit the damage and go on to recover.

BY NEIL J. RUBENKING

DECEMBER 3, 2014

http://www.pcmag.com/article2/0,2817,2472998,00.asp

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